Get Pre-Settlement Legal Funding in Iowa within 24 Hours

Mayfair Legal Funding offers quick pre-settlement legal funding in Iowa which you can access at any stage of your lawsuit. With low non-compounding interest rates and no upfront charges, we can provide a lawsuit loan for your personal injury claim including vehicle collisions, medical malpractice and many more types of legal cases.

As a reputable provider of lawsuit loans in the Hawkeye State, backed by positive reviews, Mayfair Legal Funding stands out by offering quick cash advances of up to $1,000,000, depending on the specifics of your ongoing case. Our dedication to assisting the Iowa community is evident in our comprehensive approach to addressing financial challenges related to personal injury and medical malpractice claims.

Mayfair Legal Funding serves individuals throughout Iowa. Through our efficient application process, you can secure your cash advance in your bank account within 24 hours of approval, ensuring a swift response to your financial needs. This can help cover expenses such as medical bills, property damage repair, rent, lost wages, and other daily costs incurred during your case.

Unlike traditional loans, lawsuit loans are structured as non-recourse loans. This signifies that your future compensation acts as collateral, demonstrating our recognition of the uncertainties linked to legal outcomes. Mayfair provides a risk-free repayment guarantee, ensuring we only receive payment when you win your case. If, unfortunately, you lose, you are relieved from the obligation of repayment.

To start the application process, reach out to our dedicated team today at (866) 357-1338 or connect with us through our online form for any inquiries or concerns.

Iowa Lawsuit Loans FAQ's

Yes, lawsuit loans are a safe option for those who need financial assistance while their case is ongoing. Since lawsuit loans are classified as non-recourse loans, the only time the loan can be repaid is when the case is won. There will be no repayments until then. Additionally, if the outcome does not end in your favor, you will not be burdened by repayment, making it a risk-free option.

Yes, having an attorney represent you is required when securing a lawsuit loan. This is because this arrangement proves to be beneficial for both plaintiffs and lenders as they raise the chances of winning the case and securing a larger settlement amount. Your attorney will also be handling all transactions from your settlement check, deduction of fees and disbursement of funds.

Personal injury settlements are non-taxable in Iowa. However, the tax implications can vary based on the specifics of your case. Some cases, such as punitive damages, lost wages in employment cases, non-physical injuries, and deducted medical expenses might be taxable. It’s important not to generalize the taxability of every settlement. Each case is unique so it is highly recommended to consult with your attorney on tax implications of your settlement.

Once you receive your lawsuit loan, you have the freedom to use the funds for your immediate expenses. Some of the common ways that the loan money is used include medical expenses, debts, legal fees, transportation costs, education, home modifications and other daily costs. It’s up to you to decide how you allocate the funds based on your needs and priorities.

Once your case is settled, your attorney will receive a compensation check, which he will use to pay off the loan. Your attorney will also deduct his fees and pay the legal funding company a portion of the compensation. After these deductions, the remaining balance will be sent to you.

The repayment of your lawsuit loan is dependent on the outcome of your case. If you lose your case, the non-recourse structure of your funding guarantees that you won’t have to pay back the loan, and you won’t owe anything to the funding company.

All About Iowa Lawsuit Loans

Lawsuit loans, often referred to as pre-settlement funding, are a vital financial lifeline for individuals engaged in legal battles, including those in the state of Iowa. These specialized financial products serve a crucial role in providing financial support to plaintiffs while their lawsuits are pending.

Lawsuit loans are a non-recourse form of funding where individuals receive a portion of their expected settlement in advance. This financial resource helps cover living expenses, medical bills, and other pressing financial needs that may arise during the often-lengthy legal process. Importantly, lawsuit loans are not traditional loans; they do not require monthly repayments, and repayment is contingent upon the successful outcome of the lawsuit.

Regardless of whether you reside in Iowa or another state, lawsuit loans function similarly. They are designed to alleviate the financial burden that can accompany a protracted legal battle. Plaintiffs can apply for these loans through trusted providers like Mayfair Legal Funding, allowing them to access the financial assistance they need to navigate the complexities of their legal case with confidence.

What types of lawsuits can you get a loan for?

Lawsuit funding is available for a broad range of personal injury cases, including car accident lawsuit loans, which are among the most common.

Other types of legal funding cover workers’ compensation, negligence, defective products or drugs, slip-and-fall accidents, premises negligence, police brutality, commercial truck accidents, employment and labor law violations, whistleblower (Qui Tam complaints), defective medical devices, and wrongful arrests.

The loan terms and conditions are typically guided by the complexity of the case and the advice of an attorney and the funding company.

How Mayfair Legal Funding Can Help

At Mayfair Legal Funding, we’re focused on offering pre-settlement funding for a wide range of legal cases in the state of Iowa, including personal injury, premises liability, auto accidents, and medical malpractice. Our expertise allows us to handle the unique aspects of your lawsuit effectively, and we’ve received high praise from numerous clients for our support.

A Financial Bridge in Tough Times

We provide essential financial support while you’re awaiting the outcome of your personal injury or other plaintiff’s claim, aiming to ease the stress associated with these periods by offering a financial lifeline.

Merit-Based Approvals

Your eligibility for funding from Mayfair is determined by the strength of your case, not your credit score or income levels. We collaborate with your attorney to review your case swiftly, ensuring a risk-free process with funding secured against potential claim proceeds, not your personal assets.

Swift Application Process

Recognizing the importance of time, our application procedure is streamlined for speed and efficiency. Funds are typically dispersed within 24 hours post-approval, ensuring you receive the financial help promptly.

Transparent and Superior Service

Our dedication to clarity, fairness, and exceptional customer care distinguishes us. We’re committed to guiding you through the funding process with transparency and to providing comprehensive support and understanding.

Repayment Conditional on Success

We don’t have any upfront sign-up charges, and we operate on a “No Win, No Fee” basis, meaning you only repay if you win your case. This policy underlines our commitment to your success, with no hidden charges, even in the event of a loss.

Secure and Regulated Services

Mayfair adheres to strict regulatory standards, valuing your privacy and confidentiality above all. We maintain the highest accreditation levels and ensure your information is always protected.

Educational and Financial Guidance

To aid our clients further, we offer extensive resources and free consulting to better understand lawsuit financing. Our experts are here to help you make well-informed decisions.

Mayfair Legal Funding – Your Ally for Justice

Our client-focused approach includes a robust complaint resolution system, ensuring any issues are addressed efficiently. Mayfair Legal Funding stands as more than just a funding source; we’re a dedicated ally in your pursuit of justice, committed to helping you secure the financial stability you need during your legal journey.

Are Lawsuit Loans Legal in Iowa?

Yes, lawsuit loans are legal in Iowa and they receive approval from state courts As a reliable legal funding provider, Mayfair adheres to state laws and regulations that govern these industry practices. It’s crucial to observe these applicable laws to safeguard the rights of the borrowers and lenders.

Mayfair proudly extends legal funding to plaintiffs in Iowa who are involved in ongoing legal battles. Mayfair is dedicated to observing the best practices of the industry as evidenced by our comprehensive understanding of the applicable laws and we continue to operate within the legal framework, prioritizing the rights of our clients.

Iowa Lawsuit Funding Laws and Regulations

Iowa has no specific regulations governing lawsuit loans, but companies offering such loans are still obligated to adhere to the state’s general lending and usury laws.

The Iowa law in Title XIII – COMMERCE, Chapter 536 – REGULATED LOANS, Section 536.13, focuses on regulating loans within the state. It empowers the superintendent to investigate and report on regulated loan businesses to the general assembly.

The law allows the superintendent to classify loans and set maximum interest rates. These rates vary based on the loan amount. The superintendent can adjust rates through rulemaking, but existing loan contracts remain unaffected. The law ensures transparency by requiring notice and a hearing before rate changes.

It also enforces penalties for excessive charges, rendering contracts void and potentially forfeiting the right to collect some loan principal. Additionally, certain consumer loans are subject to the Iowa consumer credit code, ensuring consumer protections. This law’s primary goal is to maintain fair lending practices in Iowa by establishing maximum interest rates and providing regulatory oversight.

These laws and regulations aim to protect consumers seeking lawsuit loans while also maintaining fairness within the legal system. It’s essential for individuals considering legal funding to work with reputable providers who are well-versed in Iowa’s legal landscape and can provide guidance that adheres to state regulations.

Secure Your Iowa Lawsuit Loan with Mayfair Legal Funding Today

Unlike other loans, lawsuit loans are structured as non-recourse loans. This uses your future compensation as collateral, indicating that by acknowledging the uncertainties that come with legal outcomes, Mayfair offers a risk-free repayment guarantee. Until you win your case, Mayfair doesn’t get paid and if you lose your case, you are free from the burden of repayment.

Do I Qualify For Iowa Legal Funding?

To be eligible for funding in Iowa, you must meet three fundamental requirements:

  1. You must be at least 18 years old.
  2. You need to have legal representation from an attorney working on a contingency basis.
  3. You must be actively involved in a legal lawsuit.

Having legal representation is a crucial factor in obtaining lawsuit loans, as the expertise of an attorney is essential for protecting both your interests and ours. Research indicates that attorneys play a pivotal role in the success of lawsuit loans. Plaintiffs with legal counsel are more likely to achieve favorable outcomes in their cases compared to those who represent themselves. Additionally, having legal representation increases the likelihood of securing a more substantial compensation amount.

How Much Does a Lawsuit Loan Cost?

Mayfair stands out from other legal funding providers by offering a fixed interest rate for pre-settlement loans. This approach ensures that you receive the most competitive rates available. While providing an exact number can be challenging, we aim to create a favorable outcome for you based on the details of your case. At Mayfair, your well-being and comfort are our top priorities, allowing you to cover your expenses effortlessly while awaiting a resolution.

We consider several factors to determine your interest rate:

  1. Complexity of your Case
  2. Anticipated Duration
  3. Expected Compensation
  4. Overall Strength of Your Case

It’s important to note that legal funding rates differ from traditional loans since they are not regulated by the same rules. Therefore, interest rates can vary significantly among legal funding companies. When choosing a legal funding company, it’s vital to understand these distinctions and consider the rates offered by different providers. Mayfair aims to provide transparent and competitive rates to ensure the best possible experience for our clients.

How Long Does a Lawsuit Loan Take

When seeking financial assistance from a legal funding provider, it’s important to understand that each company has its own approval process. Some providers offer a streamlined application process, while others require more evaluation and thus, take longer to approve. It is advisable to conduct research to identify the provider that best meets your needs before making a decision.

How Much Money Can I Legally Get in Iowa?

Through our application process, you can find out the amount you may qualify for as a lawsuit loan. Our cash advances range from $500 to $1,000,000, depending on the details of your case. Once you submit your application, our dedicated team will carefully evaluate the details of your case. We will provide you with a contract that clearly states the loan amount and a simple, non-compounding interest rate. At Mayfair, we prioritize fairness and transparency, so there are no hidden fees. If you have any questions, our team is ready to provide comprehensive assistance.

Applying for your Iowa Settlement Loan is Free

Click the Apply Now button on the top right of your screen to get started or call us at (888)357-1338 to speak with a helpful and friendly funding specialist. Applying for pre-settlement legal funding with Mayfair is completely FREE. We specialize in funding Iowa settlement loans and can quickly qualify you and get the ball rolling for your case. All you need to do is simply provide the facts about your case and the contact information of your attorney.

We offer Iowa settlement loans near you in the following locations and more:

  • Des Moines
  • Cedar Rapids
  • Davenport
  • Sioux City
  • Iowa City
  • West Des Moines
  • Ames
  • Dubuque

We look forward to assisting you with your lawsuit so that you can get the compensation your case merits to cover your expenses

Iowa Updated Auto Accident Statistics

Each year, auto accidents in Iowa have a significant impact on individuals and families. To provide you with an understanding of the current state of road safety, we have gathered the latest statistics on these accidents from the Federal Highway Administration (FHWA).



Fatality Rate per 100,000 Population

Vehicles Registered





















The table above presents key data on automobile accidents in Iowa from 2017 to 2021. It includes the number of fatalities resulting from car accidents, the rate of fatalities per 100,000 population, and the total number of registered vehicles during this time period.

Top Ranked Iowa Personal Injury Lawyers

1. Peter Hansen, Hansen Law Offices
319 North Main Street
Burlington, IA 52601
(319) 752-5515

2. Michael J. Pulp, Culp Law Office P.L.C.
501 SW 7th Street Suite J
Des Moines, IA 50309

3. Timothy D. Ament, Timothy D. Ament Law Firm, P.C.
2115 Laporte Road
Waterloo, IA 50702

4. Niko Pothitakis, Pothitakis Law Firm
320 N. 3rd St. #100
Burlington, IA 52601

It’s crucial to locate a skilled, seasoned, and licensed personal injury attorney in Iowa to assist you with your case for several important reasons:

  • Iowa’s personal injury laws can be complex, with specific rules and regulations for different situations. A seasoned lawyer is well-versed in these laws and can guide your case effectively.
  • A skilled lawyer can help maximize the compensation you deserve by building a strong argument, considering factors like medical bills, lost wages, and pain and suffering.
  • Lawyers can often negotiate with insurance companies to secure a fair settlement, but if necessary, they can represent you in court to protect your rights.
  • Lawyers have access to valuable resources, including witnesses, investigators, and legal research tools, which can strengthen your case.
  • Hiring a lawyer allows you to focus on your recovery while they handle the legal complexities, providing peace of mind that a professional is advocating for your rights.

So, when you’re looking for a lawyer to help with your injury case in Iowa, it’s smart to do some research. You want to find one who’s done a great job for other folks and really cares about their clients. The info we have given is a good starting point, but it’s a good idea to look into things more and maybe talk to a few lawyers to find the right one for your situation.

If you’re ready to apply, reach out to our dedicated team today at (866) 357-1338, or connect with us through our online form for any inquiries or concerns.