Get Pre-Settlement Legal Funding in Rhode Island within 24 Hours

Mayfair Legal Funding offers quick pre-settlement legal funding in Rhode Island which you can access at any stage of your lawsuit. With low non-compounding interest rates and no upfront charges, we can provide a lawsuit loan for your personal injury claim including vehicle collisions, medical malpractice and many more types of legal cases.

As a trusted provider of lawsuit loans in the Ocean State, backed by glowing testimonials, Mayfair Legal Funding distinguishes itself by offering rapid cash advances of up to $1,000,000, depending on the specifics of your ongoing case. Our dedication to assisting the Rhode Island community is evident in our comprehensive approach to addressing financial hurdles associated with personal injury and medical malpractice claims.

Mayfair Legal Funding caters to individuals across Rhode Island. Through our efficient application process, you can secure your cash advance in your bank account within 24 hours of approval, ensuring swift access to financial assistance. This can aid in covering expenses such as medical bills, property damage repair, rent, lost wages, and other daily costs incurred during your case.

Unlike traditional loans, lawsuit loans are structured as non-recourse advances. This means that your forthcoming compensation serves as collateral, reflecting our acknowledgment of the uncertainties tied to legal outcomes. Mayfair offers a risk-free repayment guarantee, ensuring payment is only required upon winning your case. In the unfortunate event of a loss, you are relieved from the obligation of repayment.

To commence the application process, contact our dedicated team today at (866) 357-1338 or connect with us through our online form for any inquiries or concerns.

Rhode Island Lawsuit Loans FAQ's

It’s safe to obtain a pre-settlement loan. Its non-recourse structure ensures that repayment is required once you win your case, making it safe and risk-free. Until you win your case, no repayments will be made.

Yes, it’s essential to have legal representation not only for your application but also for the case itself. Hiring an attorney increases the likelihood of a successful outcome compared to those who represent themselves. Attorneys also have negotiating power to secure a more substantial settlement, making it more beneficial for borrowers and lenders.

The general rule regarding tax implications for personal injury settlements is that the compensatory damages are not taxable at the federal or state level. However, there are certain exceptions to the rule. Punitive damages, interest, lost wages and emotional distress unrelated to a physical injury are generally taxable. It’s advisable to consult with your attorney on the tax implications of your settlement to avoid potential penalties.

For individuals navigating their ongoing lawsuits, lawsuit loan funds are utilized for various essential purposes. It can alleviate the burden of piling medical bills, rent, groceries, property damage, legal fees and other daily expenses. Lawsuit loans play a vital role in sustaining financial well-being and supporting individuals throughout the course of the lawsuit.

Repayment is required once you win your case. A compensation check is sent to your attorney and it is used to pay off the loan. After deducting his legal fees, the rest of the settlement balance is sent to you.

The repayment of your lawsuit loan is dependent on the outcome of your case so if you lose your case, the non-recourse structure of your funding guarantees that you won’t have to repay the loan.

Steps To Get Your Legal Funding

To ensure a quick and easy experience in getting your lawsuit loan, we have optimized our application process into three simple steps:

  1. You Apply: Visit our Apply Now page to provide the details of your case, the contact information, as well as of your attorney. Our process includes no credit check, no income verification, no hidden fees and no upfront costs.
  2. We Review: Our team of experts will evaluate your case and we will work closely with your attorney to ensure we don’t miss anything.
  3. You Get Funded: Mayfair Legal Funding will then send a contract outlining the terms. Once signed, you receive your cash quickly and securely.

Our objective is to ensure that you receive your funds within 24 hours from the time you apply, and your next steps are crucial in expediting the process. Once you have submitted your application, it is advisable to promptly notify your attorney about your application with Mayfair Legal Funding and authorize them to communicate with us.

About lawsuit loans in Rhode Island

Lawsuit loans, also known as pre-settlement loans, serve as an important resource for plaintiffs in Rhode Island who are awaiting the resolution of their case. Lawsuits can be lengthy and can be especially financially draining for the plaintiff. Lawsuit loans are designed to remedy the financial challenges that arise during this trying time.

What sets lawsuit loans apart from traditional loans is the repayment process. Lawsuit loans are non-recourse in nature which secures the loan against the future outcome of the case. Repayment will only be required once you win the case, offering an additional layer of financial security.

The primary goal of lawsuit loans is to alleviate the financial burden caused by a lawsuit. Besides physical and emotional stress, plaintiffs may have difficulty covering medical bills, property damage, legal fees, transportation, rent and other expenses that arise from a lawsuit.

If you’ve decided to take out a lawsuit loan, we recommend consulting with your attorney to discuss your financial situation and potential risks so that you can make an informed decision.

What types of lawsuits can you get a loan for?

Lawsuit funding is available for a broad range of personal injury cases, including car accident lawsuit loans, which are among the most common.

Other types of legal funding cover workers’ compensation, negligence, defective products or drugs, slip-and-fall accidents, premises negligence, police brutality, commercial truck accidents, employment and labor law violations, whistleblower (Qui Tam complaints), defective medical devices, and wrongful arrests.

The loan terms and conditions are typically guided by the complexity of the case and the advice of an attorney and the funding company.

How Mayfair Legal Funding Can Help

At Mayfair Legal Funding, we’re focused on offering pre-settlement funding for a wide range of legal cases in the state, including personal injury, premises liability, auto accidents, and medical malpractice. Our expertise allows us to handle the unique aspects of your lawsuit effectively, and we’ve received high praise from numerous clients for our support.

A Financial Bridge in Tough Times

We provide essential financial support while you’re awaiting the outcome of your personal injury or other plaintiff’s claim, aiming to ease the stress associated with these periods by offering a financial lifeline.

Merit-Based Approvals

Your eligibility for funding from Mayfair is determined by the strength of your case, not your credit score or income level. We collaborate with your attorney to review your case swiftly, ensuring a risk-free process with funding secured against potential claim proceeds, not your personal assets.

Swift Application Process

Recognizing the importance of time, our application procedure is streamlined for speed and efficiency. Funds are typically dispersed within 24 hours post-approval, ensuring you receive the financial help promptly.

Transparent and Superior Service

Our dedication to clarity, fairness, and exceptional customer care distinguishes us. We’re committed to guiding you through the funding process with transparency and to providing comprehensive support and understanding.

Repayment Conditional on Success

We don’t have any upfront sign-up charges, and we operate on a “No Win, No Fee” basis, meaning you only repay if you win your case. This policy underlines our commitment to your success, with no hidden charges, even in the event of a loss.

Secure and Regulated Services

Mayfair adheres to strict regulatory standards, valuing your privacy and confidentiality above all. We maintain the highest accreditation levels and ensure your information is always protected.

Educational and Financial Guidance

To aid our clients further, we offer extensive resources and free consulting to better understand lawsuit financing. Our experts are here to help you make well-informed decisions.

Mayfair Legal Funding – Your Ally for Justice

Our client-focused approach includes a robust complaint resolution system, ensuring any issues are addressed efficiently. Mayfair Legal Funding stands as more than just a funding source; we’re a dedicated ally in your pursuit of justice, committed to helping you secure the financial stability you need during your legal journey.

Are Lawsuit Loans Legal in Rhode Island?

Lawsuit loans are legally recognized in Rhode island and endorsed by state courts. Mayfair Legal Fundinf strictly adheres to all state laws and regulation governing industry practices to ensure the protection of all parties involved. Our commitment to compliance with these laws is important as we serve plaintiffs in Rhode Island. We offer cash advances as plaintiffs wait for the resolution of their cases. Mayfair takes pride in upholding the best industry practices, showcasing our extensive knowledge of applicable laws and prioritizing the interests of our clients above all.

Rhode Island Laws and Regulations

Mayfair Legal Funding offers funding ranging from $500 to $1,000,000, dependent on the assessed value of the case. In Rhode Island, fault is governed by Pure Comparative Fault laws, where a plaintiff’s negligence can impact their right to recovery under R.I.G.L. § 9-20-4. The statute of limitations for legal action in Rhode Island stands at 23 years under Title 9, Ch. 1, Sec. 9-1-14. Additionally, the state mandates minimum policy limits for bodily injury and property damage, set at $25,000 per person and $50,000 per accident for bodily injury, and $25,000 per accident for property damage. UIM auto insurance limits are established at 25/50/25. Rhode Island also requires employers to provide worker’s compensation insurance, covering medical bills, lost income, and permanent impairments resulting from job-related injuries or illnesses under a no-fault system. Notably, individuals who have applied for pre-settlement loans elsewhere cannot seek an advance from Mayfair for the same case.

Secure Your Rhode Island Lawsuit Loan with Mayfair Legal Funding Today

Unlike other loans, lawsuit loans are structured as non-recourse loans. This uses your future compensation as collateral, indicating that by acknowledging the uncertainties that come with legal outcomes, Mayfair offers a risk-free repayment guarantee. Until you win your case, Mayfair doesn’t get paid and if you lose your case, you are free from the burden of repayment.

Do I Qualify For Rhode Island Legal Funding?

To qualify for legal funding in Rhode Island, you must meet these three essential criteria:

  1. Individuals must be at least 18 years old.
  2. It is imperative to have legal representation from an attorney.
  3. Eligibility for lawsuit loans is contingent on active participation in an ongoing legal lawsuit.

It’s crucial to have legal representation when securing lawsuit loans. Apart from help in navigating the legal complexities of a lawsuit, having an attorney is crucial for safeguarding the interests of both the borrower and the lender. Research has proven that the presence of an attorney positively affects the outcome of a case. Plaintiffs with legal counsel are statistically more likely to achieve favorable outcomes compared to those without.

How Much Does a Lawsuit Loan Cost?

Mayfair distinguishes itself from other legal funding providers through its implementation of a fixed interest rate structure for pre-settlement loans. This innovative approach aims to offer clients the most competitive rates available, though determining an exact figure may present challenges. Our dedication revolves around achieving an advantageous outcome tailored to the unique circumstances of each case, prioritizing the well-being and financial comfort of our clients throughout the resolution process.

In assessing your interest rate, Mayfair takes into account several pivotal factors:

  1. Complexity of Your Case
  2. Anticipated Duration of the Proceedings
  3. Expected Compensation
  4. Overall Strength of Your Legal Position

It’s essential to recognize that legal funding rates differ from those associated with traditional loans, operating within a distinct framework. Consequently, interest rates can vary significantly among legal funding providers. When selecting a legal funding company, it’s vital to understand these distinctions and compare rates across different providers. Mayfair aims to offer transparent and competitive rates, ensuring an optimal experience for our clients.

How Long Does a Lawsuit Loan Take

It typically takes within 24 hours to disburse the lawsuit loan, however there are different approval processes for each legal funding company. While some providers have streamlined their application process, some also require more stemps before approving. Ultimately, it’s advisable to compare and research before choosing a legal funding provider to best address your immediate needs and priorities.

How Much Money Can I Legally Get in Rhode Island?

Through our application process, we will give your an overview of the potential amount you may qualify for. Our cash advances range from $500 to $1,000,000, depending on the details of your case. Once you submit your application, our dedicated team will carefully evaluate the details of your case. We will then provide you with a contract that clearly states the loan amount and a simple, non-compounding interest rate. At Mayfair Legal Funding, we prioritize fairness and transparency, so there are no hidden charges. If you have any further inquiries, reach out to us and a member of our team will be ready to assist.

Applying for your Rhode Island Settlement Loan is Free

Click the Apply Now button on the top right of your screen to get started or call us at (888) 357-1338 to speak with a helpful and friendly funding specialist. Applying for pre-settlement legal funding with Mayfair is completely FREE. We specialize in funding Rhode Island  settlement loans and can quickly qualify you and get the ball rolling for your case. All you need to do is simply provide the facts about your case and the contact information of your attorney.

We offer Rhode Island settlement loans near you in the following locations and more:

  • Providence
  • Warwick
  • Cranston
  • Pawtucket
  • East Providence

We look forward to assisting you with your lawsuit so that you can get the compensation your case merits to cover your expenses

Rhode Island Updated Auto Accident Statistics

Many auto accidents occur in Rhode Island every year, affecting the lives of individuals and families. To offer insight into the present situation of road safety, we have gathered the most recent statistics from the Federal Highway Administration (FHWA).



Fatality Rate per 100,000 Population

Vehicles Registered





















The presented table provides essential data on automobile accidents in Rhode Island from 2017 to 2021. It shows information including the number of fatalities arising from car accidents, the rate of fatalities per 100,000 population, and the total count of registered vehicles throughout this timeframe.

Top-Ranked Rhode Island Personal Injury Lawyers

Hiring the right attorney for your personal injury claim can significantly impact the outcome of your case. Competent and experienced personal injury lawyers in Rhode Island possess the knowledge and skills needed to navigate the complexities of the legal system, negotiate with insurance companies, and advocate for your rights.

1. Amato Deluca, Deluca & Associates
199 North Main Street
Providence, RI 02903

2. Mark Morse, The Law Office of Mark B. Morse
420 Angell Street Suite 2
Providence, RI 02906
(401) 831-0555

3. Richard S. Humphrey, The Law Offices of Richard S. Humphrey
3852 Main Road
Tiverton, RI 02878

4. Donna M. Nesselbush, Marasco & Nesselbush, LLP
685 Westminster St.
Providence, RI 02903​
(401) 298-9092

A licensed injury attorney can help you in various ways, including:

  • Assessing the Strength of Your Claim. An experienced attorney can evaluate the strength of your case and advise you on the likelihood of success.
  • Maximizing Compensation. They will work to maximize the compensation you receive for medical expenses, lost wages, pain and suffering, and other damages.
  • Negotiating with Insurance Companies. Personal injury lawyers are skilled negotiators who can handle communications with insurance companies, ensuring you receive a fair settlement offer.
  • Representing Your Interests in Court: If your case goes to trial, your attorney will provide effective representation and advocacy on your behalf.

In Rhode Island, personal injury laws can be complex, and having a knowledgeable attorney who understands these laws can make a significant difference in the outcome of your case.

When you’re facing the physical, emotional, and financial challenges that often accompany a personal injury, hiring the right attorney is a critical step toward achieving justice and fair compensation.

If you’re ready to apply, reach out to our dedicated team today at (866) 357-1338, or connect with us through our online form for any inquiries or concerns.