Workplace accidents in Missouri can leave you injured, out of work, and struggling financially. Mayfair Legal Funding provides fast cash advances to help you cover your expenses while waiting on your workers’ compensation claim.
A workers’ compensation lawsuit loan—also called a workplace injury cash advance or legal funding—is a non-recourse advance. That means if your case loses, you owe nothing back.
Our legal funding isn’t a loan in the traditional sense. We purchase a portion of your future settlement, allowing you to access funds immediately.
Our funding comes with a low, simple interest rate between 2% and 4% per month. There are no hidden fees and no monthly payments until your case settles.
How the Lawsuit Loan Process Works
The process for getting a workplace injury cash advance in Missouri is fast and simple. You don’t need to fill out lengthy forms or pass a credit check.
Here’s how it works:
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Apply online or by phone – Call Mayfair Legal Funding at (888) 357-1338 or apply online.
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Case review – We contact your attorney and review the strength of your claim.
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Approval – If approved, you’ll get a funding offer within hours.
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Sign the agreement – Once you and your attorney sign, we release funds the same day.
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Use the money – Pay for rent, medical bills, groceries, or anything else you need.
We don’t require employment verification, bank statements, or pay stubs. You only repay the advance if your case wins or settles.
Who’s Eligible
Eligibility is simple. If you have a workers’ compensation attorney and a valid workplace injury claim, you likely qualify.
Mayfair Legal Funding works with injured employees across Missouri, including high-risk and physically demanding jobs such as:
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Construction workers
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Warehouse workers
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Nurses, CNAs, and hospital staff
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Utility and line workers
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Agriculture and farm laborers
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Truck drivers and delivery drivers
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Manufacturing and meatpacking employees
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Janitorial and maintenance staff
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Public transit operators
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Teachers, school staff, and daycare workers
These occupations face higher injury rates and longer case timelines, making them ideal candidates for pre-settlement funding.
We serve all 15 of the most populous cities in Missouri, including:
Kansas City, St. Louis, Springfield, Columbia, Independence, Lee’s Summit, O’Fallon, St. Joseph, St. Charles, Blue Springs, St. Peters, Florissant, Joplin, Chesterfield, Jefferson City.
Missouri Workers’ Compensation Benefits
Missouri workers injured on the job are protected under the Missouri Workers’ Compensation Law (Chapter 287, RSMo). This law mandates coverage for most full-time, part-time, and seasonal employees.
Here are the key benefit types and specific payment amounts as defined by Missouri statute:
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Medical Treatment: 100% of authorized medical expenses are covered, with no co-pays or deductibles.
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Temporary Total Disability (TTD): Paid at 66 2/3% of your average weekly wage, subject to a maximum of $1,186.75/week (as of July 1, 2023).
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Temporary Partial Disability (TPD): Covers 66 2/3% of the difference between your pre-injury wage and your current wage if working light duty.
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Permanent Partial Disability (PPD): Based on a schedule of body part values and a percentage of disability, paid at 66 2/3% of the worker’s average weekly wage, capped at $737.05/week.
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Permanent Total Disability (PTD): Pays at the TTD rate for life if you cannot return to any type of work.
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Death Benefits: Dependents receive weekly payments at 66 2/3% of the deceased worker’s average weekly wage, plus funeral expenses up to $5,000.
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Vocational Rehabilitation: Offered in some cases through the Second Injury Fund when retraining is necessary.
Benefits are administered through the Missouri Division of Workers’ Compensation under the Department of Labor and Industrial Relations.
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