Lawsuit Loans

Are you in need of financial help as you actively deal with a lawsuit? Here at Mayfair Legal Funding, LLC., we are committed to providing you with non-recourse cash advances.

If you find yourself in an overwhelming maze of shuffling between lawyers and firms just to try and find a legal advocate suitable to your budget, look no further. We have a solution.

Our mission is to ensure that qualified individuals involved in personal injury, commercial litigation, or other cases have the necessary resources to achieve justice and compensation.

Lawsuit Loans FAQ's

Unlike traditional loans, no. A lawsuit loan does not require credit and employment checks nor does it need to see your financial history.

The approval of the lawsuit loan is based primarily on the underlying lawsuit and the probability of the case being settled. Therefore, credit scores or bank statements are not needed to qualify for a loan.

Also, lawsuit loans do not require employment checks due to the reason that these loans are non-recourse. This means that the plaintiff can only repay the company if they win their case.

Otherwise, the plaintiff gives nothing. Essentially, repaying the money borrowed depends solely on the outcome of the settlement, not the employment status of the borrower.

Achieving a fair settlement can be hard, especially if you have financial strains to worry about. Some insurance companies may use your financial vulnerability to take advantage of you.

Some companies prioritize profits more than anything and would try to offer you a low settlement offer or even worse, try to hijack your lawsuit.

Not knowing how much your case is actually worth could result in you settling for less than the settlement you truly deserve.

However, if you have the right group of people backing you up and are well-versed in handling claims such as yours, you can avoid being taken advantage of by disreputable claims adjuster.

How Do Lawsuit Loans Work For Plaintiffs and Injury Victims?

When it comes to determining the amount of funds you can receive for your case, several factors are taken into consideration.

Essentially, the merits of your case play a significant role in this assessment. For instance, in a personal injury case with a value of $50,000 and sufficient insurance coverage, we can provide funding of up to $7,500.

What Is The Maximum I Can Be Advanced?

The amount of money that will be disbursed to any potential client is entirely dependent on the specific circumstances of each case. Specifically, the loan amount can range from $500 to $1 million or more, especially for cases with higher valuations.

Our team of legal professionals and experts will assess your situation with the utmost flexibility and consideration so that your needs can be fully accommodated. This flexibility allows Mayfair to cater to a wide range of lawsuits because we understand how different plaintiffs have unique needs.

One point that we would like to emphasize is the importance of acquiring legal representation before your application, as this would not only strengthen your case but would also show credibility and legitimacy to your claims.

Mayfair’s commitment to professional, efficient, and transparent funding solutions sets us apart from other companies in the legal funding industry. We pride ourselves on delivering personalized service and ensuring that borrowers fully understand the terms and conditions associated with their cash advances.

With Mayfair’s support, plaintiffs can focus on pursuing their legal case without the added financial burden, allowing them to achieve the justice they deserve.

What Type of Settlement Loans Do You Service?

Civil Rights

Wrongful imprisonment is the kind of injustice that happens when an individual is convicted and punished for a crime they did not commit.

This grave situation can arise from various factors, including eyewitness misidentification, coerced confessions, inadequate legal representation, and the suppression of crucial evidence.

The consequences of wrongful imprisonment are far-reaching, profoundly impacting the lives of the innocent, because not only do they suffer the loss of liberty, but they also face physical, psychological, and financial hardships.

In fact, recent research from the Georgia Innocent Project estimates that around 4-6% of people incarcerated in US prisons are actually innocent. This means that if 5% of individuals are actually innocent, a shocking 1/20 criminal cases result in a wrongful conviction.

Our assistance doesn’t hinder those who are still detained, so they are eligible to apply to acquire funds for their legal expenses. Learn more about Mayfair’s wrongful imprisonment legal funding application here.

Commercial Litigation

According to the Association of Litigation Funders of England & Wales, commercial litigation funding is a financial arrangement where a third party provides the necessary funds to support costly litigation or arbitration cases.

This mechanism has become increasingly popular with businesses since it allows the litigant to cover their legal expenses without bearing the burden upfront.

The funds are typically obtained from a private commercial litigation funder who has no direct stake in the outcome of the case.

In the event of a successful outcome, the funder receives a predetermined share of the claim proceeds, but if the case is unsuccessful, the funder absorbs the loss. Essentially, the litigant is not obligated to repay the funds.

Lex Machina reported that in 2021, the total amount of damages awarded in commercial litigation cases was approximately $2.15 billion, with outcomes favoring claimants four times more often than in favor of claim defendants.

Learn more about how we can help you with your commercial litigation funding needs here.


When it comes to employment cases, recent data has shown that:

  • A majority of corporate directors (57%) feel that they haven’t dedicated sufficient time to comprehend their company’s labor policies;
  • Around 40% of American workers have reported witnessing or being subjected to workplace discrimination;
  • In the past year, 30% of organizations have faced lawsuits from employees;
  • Over the past five years, approximately 70% of all businesses have dealt with some form of employment litigation.

Moreover, in 2022, there were almost 75,000 workplace discrimination charges in the US, which resulted in more than $39 million in damages for victims in federal court.

With employment legal funding, wronged workers can have solutions to their job-related disputes. It can give financial security and offer professional legal assistance. By partnering with a litigation funder, individuals can navigate the complexities of their employment legal battles.

Mass Tort

Mass tort litigation is a complex and lengthy legal battle involving numerous plaintiffs seeking compensation for injuries caused by a shared defendant, and such cases arise from various sources, including defective products, natural disasters, or pharmaceutical negligence.

According to Miller & Zois’ Lawsuit Information Center, the 3M earplug class action has secured its position as one of the most significant mass tort lawsuits in history, overshadowing all others by a wide margin. As of June 2023, the number of claims filed is around 250,000.

Lawsuits of this nature often require significant financial resources to cover medical expenses, legal fees, and daily living expenses.

There’s strength in numbers but it can also be a daunting road to take. So, if you find yourself filing a mass tort claim, Mayfair Legal Funding can help you get there.

Motor Vehicle Accidents

The World Health Organization (WHO) reported that every day, there are almost 4,000 fatalities in road accidents worldwide, which involve various modes of transportation like cars, buses, motorcycles, bicycles, trucks, and pedestrians. Among these fatalities, over 50% of the victims are pedestrians, cyclists, or motorcyclists.

Motor vehicle accidents can have serious consequences for your well-being, both physically and mentally, and they can also take a toll on your financial stability.

If you find yourself or your loved one injured in a vehicle accident, the road to recovery and compensation can be difficult, but financial assistance through a car accident loan can provide the relief you need.

Personal injury

Based on data from the United States courts, there has been a significant rise in personal injury claims, with a staggering 97% increase and a total of almost 46,000 recorded cases.

Data also showed that these claims are primarily pursued by individuals seeking compensation from the party responsible for the accident.

Resolving a personal injury claim can be a lengthy process, stretching over weeks or even years. As you navigate the legal system, you may find yourself facing mounting debt and a decrease in income to cover your expenses.

Moreover, to resist the pressure from the defense to settle for less, consider a personal injury lawsuit cash advance. This financial option, referred to as a personal injury loan, can provide you with funds to cover lost wages and other living or medical costs.

Product Liability

Product liability is the legal responsibility that manufacturers, distributors, suppliers, and retailers have for the products they sell.

When a defective product causes harm or injury to a customer, it can lead to a complex legal process where the injured party seeks compensation for their damages.

According to the Insurance Information Institute, companies set up product liability insurance that can shield the manufacturer, distributor, or seller of a product from legal liability resulting from a defective condition that caused personal injury or damage associated with the product’s use.

This is why pursuing a product liability lawsuit can be expensive, especially when it involves medical expenses and lengthy court battles. During these challenging times, product liability litigation funding can offer necessary financial assistance.

Pro Tip: How To Get The Best Settlement Loan Deals

Acquiring a loan from a traditional financial institution can be difficult and intimidating. Obtaining lawsuit loans from the right companies on the other hand, not so much.

Lawsuit loan companies help provide individuals money to pay for legal expenses and any other fees that may be necessary for a short amount of time with lower interest rates.

While there are plenty of funding firms to choose from, it is imperative that you choose the right one. That being said, there are a few things you have to consider.

First, look for a reputable company. There are a lot of shady and malicious lenders out there so make sure to look for a company with an established reputation.

Another thing you need to consider is the company’s specialization. This will ensure that you have the right team of professionals highly skilled in handling such cases.

Contact Mayfair Legal Funding For Help With Your Settlement Loan

We understand that plaintiffs face many challenges during their legal journey, and we are here to help. At Mayfair Legal Funding, we are dedicated to providing professional, efficient, and transparent funding solutions that meet your needs.

With our unique approach to funding, we aim to structure it as a purchase of an equitable lien in a potential settlement of a claim.

This means that we are invested in your success, and we’re eager to provide you with the financial support you need to navigate the complex legal process without unnecessary stress and strain.

We know what it’s like to be intimidated by the court system, so why not let us be your trusted partner in securing the financial stability you deserve?

Contact us today at (888) 357-1338 to learn more about how we can help you or accomplish our secure online form.

We Will Work With Your Lawyers

Our main objective in working with your lawyer is to reach the best financial agreement that would adequately meet your needs.

We strive to maintain a strong and close relationship with your counsel, ensuring we have a thorough understanding of the details of your case.

Throughout this entire process, you can expect open communication and transparency on our part, as we would like to create a smooth and efficient funding experience for you.

Benefits of Lawsuit Loans

You Only Pay Lawsuit Loan If Your Case Wins

Filing a lawsuit is expensive. Whether you have capital to fund your current expenses it may not be enough to help you get through the trial. This is where lawsuit loans come in.

Traditional loans, as helpful as they may be, require numerous requirements. These may include your financial history, bank statements and other financial documents in order to acquire the loan.

Once deemed eligible, money will be provided to pay the expenses of the trial and whether you are able to settle your case or not, you have to face the inevitable consequence of repaying the loan given to you.

Due to these conditions, it’s a risk most plaintiffs refuse to take. However, there are lawsuit loan lenders that offer convenient processes, like Mayfair.

We don’t require too many documents nor would we obligate you to repay the loan if you lose the case. Our approachable representatives will assess your case and determine the probability of your claim to succeed, as well as determine the potential settlement value of the case.

You Can Receive Funding In As Little As 24 Hours

Additionally, unlike traditional loans, the process to get the fund is quicker and hassle-free – possibly within 24 hours. All you have to do is contact us through our secure online form and you can immediately begin the application process.

After due review, applications will be approved or denied within 24 to 48 hours. Once it’s approved, you can easily receive money for your loan.

Where You Can Spend Your Money

Aside from settling the costs of your legal team, borrowers can also spend their funds on other necessities, including:

  • Car insurance
  • Child’s education bills
  • Groceries
  • Health insurance
  • Internet bills
  • Medical expenses
  • Phone bills
  • Rent or mortgage payments
  • Utility expenses
Pre-Settlement Loans Are Not The Same As Regular Loans

When you borrow money from traditional loan companies, it doesn’t matter if your case was settled fairly or not, you have to repay the loan.

Because of this, they often require credit and employment checks as well as other financial documents.

Meanwhile, lawsuit loan companies operate differently. They may not require checking your bank statements or financial documents. All that matters is your eligibility to qualify for the loan and the probability of your case being settled. As a result, the financial details of the borrowers remain confidential.

Here at Mayfair, we ensure that you have the right professional working on your case from the application processing to the whole trial. Credit scores and financial history are not a requirement because the loans are non-recourse. This means that the borrowed money used to fund the settlement can only be repaid if you win the case.

When you borrow money from traditional loan companies, it doesn’t matter if your case was settled fairly or not, you have to repay the loan.

Because of this, they often require credit and employment checks as well as other financial documents.

Meanwhile, lawsuit loan companies operate differently. They may not require checking your bank statements or financial documents. All that matters is your eligibility to qualify for the loan and the probability of your case being settled. As a result, the financial details of the borrowers remain confidential.

Here at Mayfair, we ensure that you have the right professional working on your case from the application processing to the whole trial. Credit scores and financial history are not a requirement because the loans are non-recourse. This means that the borrowed money used to fund the settlement can only be repaid if you win the case.

Uses For Your Lawsuit Loan Funds

Acquiring lawsuit loans has its advantages. One of these is full control of how and where you will use the money.

You can use the money not only to fund your settlement, but you can also use it to pay other necessary expenses such as rent or mortgage payments, groceries, toiletries, utilities expenses, medical expenses, health insurance, groceries, child’s education bills, internet bills, phone bills and car insurance.

There is no limitation to where you can use the money given to you. Once you receive the money, you get to decide where and how you will use it.

Tips For Selecting The Best Lawsuit Loan Provider

When applying for lawsuit loans, one of the factors you need to consider is the reputation of the company. Make sure you are dealing with a funding firm with a well-established reputation before signing any legally binding documents.

Choose one that offers full transparency and specialization in handling claims such as yours because this ensures that you get the service that you fairly deserve.

Mayfair offers all those and more, from the application process throughout the legal funding process.

We are more than willing to answer any question you may have about lawsuit loan interest rates or any other aspect in relation to this that you may consider relevant.

Regulations Governing Lawsuit Loans in the United States

Generally, there are rules and regulations accompanying these lawsuit loans and because there are only limited local and federal laws conducting their use, they may vary.

Some state and federal laws may affect the amount of money you can receive for your insurance claim.

Contributory negligence is one of the key laws to understand as well as the statute of limitations.

On Negligence

Contributory negligence pertains to the shared liability for injuries. Some states follow a pure contributory negligence system, meaning that if you are found to be partially at fault for the harm you suffered, you are barred from recovering compensation.

Some states, on the other hand, follow a pure comparative negligence system. This means that whether you share a liability or not, you may still recover damages.

However, considering that you are still partially at fault, the settlement you will receive will be generally reduced based on the percentage of fault.

Moreover, if you are unsure which of these two applies to your case, your attorney can help enlighten and guide you on how the shared fault laws in your state may impact your settlement.

On The Statute of Limitations

Meanwhile, the statute of limitations will determine the amount of time you have to bring certain kinds of legal action.

For example, if a crime has been committed, you may only file against the perpetrator within a limited period of time, depending on the nature of the offense.

Thus, if you are unable to file your lawsuit within the given timeframe, your case will no longer proceed to a trial.

This is a grave error that most plaintiffs make and, as a result, risks their chance at obtaining justice and compensation. Taking immediate action is necessary to avoid this kind of situation.

We proudly offer low-interest legal funding in the following states:

Alaska Pre-Settlement Funding
Arizona Pre-Settlement Funding
California Pre-Settlement Funding
Colorado Pre-Settlement Funding
Connecticut Pre-Settlement Funding
Delaware Pre-Settlement Funding
Florida Pre-Settlement Funding
Georgia Pre-Settlement Funding
Hawaii Pre-Settlement Funding
Idaho Pre-Settlement Funding
Illinois Pre-Settlement Funding
Indiana Pre-Settlement Funding
Iowa Pre-Settlement Funding
Kentucky Pre-Settlement Funding
Louisiana Pre-Settlement Funding
Maine Pre-Settlement Funding
Massachusetts Pre-Settlement Funding
Michigan Pre-Settlement Funding
Minnesota Pre-Settlement Funding
Mississippi Pre-Settlement Funding
Missouri Pre-Settlement Funding
Montana Pre-Settlement Funding
Nebraska Pre-Settlement Funding
Nevada Pre-Settlement Funding
New Hampshire Pre-Settlement Funding
New Jersey Pre-Settlement Funding
New Mexico Pre-Settlement Funding
New York Pre-Settlement Funding
North Carolina Pre-Settlement Funding
North Dakota Pre-Settlement Funding
Ohio Pre-Settlement Funding
Oklahoma Pre-Settlement Funding
Oregon Pre-Settlement Funding
Pennsylvania Pre-Settlement Funding
Rhode Island Pre-Settlement Funding
South Carolina Pre-Settlement Funding
South Dakota Pre-Settlement Funding
Tennessee Pre-Settlement Funding
Texas Pre-Settlement Funding
Utah Pre-Settlement Funding
Vermont Pre-Settlement Funding
Virginia Pre-Settlement Funding
Washington Pre-Settlement Funding
Wisconsin Pre-Settlement Funding
Wyoming Pre-Settlement Funding

We’ll Send You Your Lawsuit Settlement Loan In 24 Hours

Our legal funding offers a solution to your financial needs in whichever type of lawsuit you might have. It’s as straightforward as filling out the free form on our website.

It’s possible that in just a matter of hours, you could be qualified to receive up to $2 million directly deposited into your bank account.